Why Summer Weather in Beaver Falls, PA Can Lead to Unexpected Claims

Summer weather is a welcome change after chilly winter months; however, beyond warmth, this time of year can create unexpected claims on your insurance policies. Understanding these risks can help you stay better prepared. Here are some common perils to look out for during the summertime:

Increased Traffic

Beaver Falls, PA can see more cars on the road during the summer. People traveling for vacation, motorcyclists enjoying the season and cyclists sharing the road can all increase the chances of an accident. Be sure to stay vigilant behind the wheel and ensure you have suitable auto insurance.

Ongoing Road Construction

Summer is often when construction crews spend more time working on roads. This could mean unexpected speed limit changes, traffic backups and workers standing close to active roadways. It’s important to watch for construction zones, follow all signage and abide by work-zone speed limits to avoid unnecessary dangers.

Severe Thunderstorms

Lightning is a significant cause of damage each year, contributing to many homeowners insurance claims. Additionally, such storms can bring increased rainfall and cause flooding. Make sure your home insurance policy can account for these risks.

More Deer Activity

Deer are common in Beaver Falls, PA. While a welcome sight in nature, their presence can be dangerous on the roads. These animals may be more active in summer as they forage on abundant vegetation. Make sure to watch for deer when driving, especially at dusk. Review your auto insurance policy to see if it contains comprehensive coverage in case of a deer strike, as normal collision coverage doesn’t cover such scenarios.

For more information about summertime risks and how to prepare for them, contact Burkhead Insurance Services today.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.