Auto Insurance in Beaver Falls, PA
Sufficient auto insurance coverage can help you demonstrate financial responsibility on the road. At Burkhead Insurance Services, we assist drivers seeking a new policy or who would like their current policy reviewed.
Is It Required? 
Drivers are required to carry auto insurance in Pennsylvania. Without it, you may be fined or your license may be suspended. Your lender may also ask for proof of insurance if your vehicle is under a loan.
What Does It Cover?
While insurers can vary in their policy specifics, a standard auto insurance policy can cover the following:
- Damage caused by non-collision events such as theft, vandalism, fire or certain weather conditions
- Damage after hitting an object or another vehicle
- Third-party claims of bodily injuries or property damage due to an accident for which you are at fault
- You and your passengers’ medical expenses after an accident, regardless of fault
- Your vehicle’s repair costs if you are hit by a driver with inadequate coverage
Depending on your insurer and your circumstances, you can inquire about additional coverage such as roadside assistance and rental reimbursement.
How Much Does a Policy Cost?
The cost of an auto insurance policy may vary based on the following factors:
- Age
- Location
- Driving history
- Car model and year
- Coverage selection
- Deductible
Here are a few ways you can lower your premiums:
- Reduce your comprehensive coverage on older vehicle models.
- Bundle your auto and homeowners policies together.
- Avoid accidents or traffic violations.
- Complete safety driving courses.
- Install safety features like anti-theft devices.
Get Covered Today
We’re here to assist you if you want to explore your auto insurance options. Get in touch with Burkhead Insurance Services to request a tailored quote.